Çember is an app where users can save money as groups for a common goal. With Çember, users can set a goal, agree on an amount to pay monthly and pay this to one of the users in the group every month. At the end of circle, all users receive the total target amount.

You can download the app from App Store or Play Store.

You invite anyone you’d like to save money together to the circle you created. When the target number of people is achieved, circle starts. Payment order is randomized. Çember will remind you how much and when to pay. You’ll receive notifications.

Minimum 2, maximum 10 people can be in a circle.

Not yet. Users send and receive money via their own bank accounts and the one who got payment approves that the payment in the app. We’re working for the bank integration.

After you reach the target number of people and the last person joins the circle, the order is determined randomly and the payment dates are listed.

Çember is a tool to save money with your trusted friends and family members. You can only create circles with people you invite.

You can only join the circles you’re invited in this version. You’ll be able to join circles in the future.

You can use any bank account you want. Just pick your bank and enter your account information.

You send the target amount to the bank accounts of other members of circle. We will remind you when to pay with notifications!

When it’s your turn to receive payments, people in your circle will send you the target amount to your defined bank account. Don’t forget to approve the payments you got in Çember.

For the moment, it is not possible to cancel the circles. We’re working on this feature.

You can’t make changes in the circle you created now. We’re working on this feature.

With Çember, you can save money with people you trust for a common goal and have the motivation when you’re alone. You can buy your dream items without debts.

You can use your Turkish Lira, Euro or Dollar accounts and save in these currencies.

You can save maximum 500 ₺, 500 € or 500 $ in a month. You can save with 10 people for 10 months. So, do the math. 😇

When you sign up, people who are not your circle can only see your name. You name, surname and bank account information will be visible to users in your circle.